Q&A

Q&A

Our Team is Here to Help

At People First Credit Restoration in Columbus, our credit help and assistance team sets high expectations for our client service, because we believe you deserve our best. Our experts provide professional credit counseling and restoration services to Columbus and the surrounding areas. Getting your finances back on track isn’t an easy process, but we’re here for you every step of the way, from working with credit bureaus and creditors to offering services that will help rebuild damaged credit. 

 

We’ll help you manage the debt repair process to help you attain the highest credit score possible. From reviewing your credit reports for inaccurate information to guiding you through your interactions with debt collection agencies, you can expect our Columbus credit help and assistance experts to be dedicated to your case. We understand deciding which credit counseling agency to work with can be a difficult decision. You have questions, and we have answers that can help you determine whether People First Credit Restoration has the experience and commitment to get your financial situation back on track and return your financial confidence. 

 

We not only help resolve inaccuracies on your credit reports, but we also provide education on how to build and maintain a great credit score in the future. If you’re struggling with poor credit, our credit help and assistance team provides the tools you need to restore your credit and enjoy the benefits that having good credit will bring. 

 

Read below for some commonly asked questions and what we can do to help you get the answers you need to repair your credit. Don’t hesitate to reach out to our credit repair consultants in Columbus if your question isn’t answered here!

  • Why Should I Choose Your Company?

    We don’t only work to remove the negative, inaccurate information from your credit report, but we also give you the information you need to increase your credit score.

  • How Long Does it Take to See Results?

    You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.

  • How Much Will I Have to Pay?

    The initial cost for the Signature Program is $273. This includes your credit analysis, credit monitoring, and 1st month membership to start disputing on your behalf with the credit bureaus, creditors, and collectors. Each month thereafter, the fee is $124 per month.You can cancel your service at any time. You are not charged a fee until work is performed.

  • What Will I Get When I Sign Up for the Program?

    Once you complete the sign-up process, we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score.

  • How Long Will I Need to Stay in the Program?

    It varies from client to client and what your credit repair needs are. Generally, a period of two to four months is necessary, while some stay in for up to six months, to effectively increase their score.

  • How Will You Get My Credit Report?

    We keep it simple for you and include the credit report as part of the monthly program. This is done by giving us authorization to retrieve the credit reports. You also have access the the reports as well. This allows us quicker access to the information to proceed to the next dispute and you're able to monitor what is happening to your credit file.

  • Can You Work On More than One Inaccurate Account at a Time?

    We can challenge as many as you want at a single time; the choice is yours

  • Who Will You Share My Information With?

    Your personal information will not be shared with anybody. The only time information is shared would be with an affiliate partner who is a part of the dispute process.

  • Will Your Service Help Me Get a Home Loan?

    By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home loan.

  • Do You Dispute with Collection Agencies and Creditors?

    Yes, when necessary, we will dispute inaccurate information with collectors and creditors.

  • Can I Call if I Have More Questions?

    Sure, call (800) 311-2778 , or fill out a form on the website and we will get back to you.

  • Can I Start Now?

    Yes! Call (800) 311-2778, or fill out the form on the website, and someone will be in contact with you within 24 hours.

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